All County buildings are currently closed to the public. Please visit our online services page for resources and information. Cuyahoga County Justice Center, Juvenile Justice Center, Courthouse, and Board of Elections remain open for essential functions.

Business Resources and Tools


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Cuyahoga County is here to help small businesses navigate the COVID-19 pandemic. Explore the state and federal resources and tools that can help you and your business through this period:

If you are a Cuyahoga County business owner affected by COVID-19, call 216-452-9714 on weekdays from 8 a.m. – 5 p.m. to speak to a live agent who can connect you to resources including:

  1. Applications for federal small business disaster funding.
  2. Business advice including how to request payment deferments from your landlord, bank, and other suppliers.
  3. Applications for other funding that may be available, including the Cuyahoga County Stabilization Fund.

 

Federal Resources and Tools



U.S. Small Business Administration (SBA)

Small businesses and nonprofits are eligible for SBA Economic Disaster Loans (up to $2 million). Submit the completed loan application and an IRS Form 4506-T, which gives permission to the SBA to access IRS tax return information.

How to Apply:



SBA Lender Match Program

Lender Match is an SBA alternative cash assistance program and free online tool connecting businesses with SBA-approved lenders within 48 hours.

Loan Programs Available:

  • 7(a) loan: up to $5,000,000
  • Express: up to $350,000 with a turnaround time of 36 hours
  • Community Advantage: maximum of $250,000
  • 504 – capital is limited to acquisition or eligible refinance of fixed asset
  • Microloan - maximum of $50,000


SBA Small Business Loan Guidance

For more information, visit the SBA Lender Match Program website.


Internal Revenue Service (IRS) Resources

Individual returns and corporation income tax payment deadlines are automatically extended until July 15, 2020.

For more information, visit irs.gov/coronavirus.

 

Center for Disease Control (CDC) Interim Guidance for Businesses and Employers
Information for businesses and employers to respond to the COVID-19 pandemic can be found on the CDC website.


State Resources and Tools

Ohio has created a central location for business resources during this pandemic, which can be found at: coronavirus.ohio.gov/business.


SBA Small Business Development Center (SBDC)

There are three SBDC’s in Cuyahoga County that can assist small businesses in completing and submitting financing applications:



Ohio Department of Commerce Liquor Buyback Option

Businesses can return their unopened, high-proof liquor products (obtained within the past 30 days) to the agency where they purchased the product for a full refund.

Contact Information:

 


Bureau of Motor Vehicle (BMV)

Five locations that remain open will be limited to the issuance and renewal of commercial driver's licenses and perform commercial knowledge exams.

Northeast Ohio Locations:

  • Deputy Registrar – 22125 Rockside Road, Bedford 44146
  • Driver Exam Station - 22123 Rockside Road, Bedford 44146


Bureau of Workers’ Compensation (BWC) Insurance Premium Deferment

Insurance premium installment payments due for March, April and May for the current policy year may be deferred until June 1, 2020. BWC will not cancel coverage or assess penalties for amounts not paid because of COVID-19.

For more information, visit the Bureau of Workers’ Compensation (BWC) website.



Ohio Department of Insurance (ODI) Grace Period for Health Insurance Premiums

All health insurers are required to provide the option of deferring premium payments, interest free, for up to 60 calendar days from each original premium due date. This means that employers can defer their premium payments up to two months, giving them some relief on costs, while keeping their employees insured. 

For more information, visit the Ohio Department of Insurance (ODI) guidance.



Ohio Department of Transportation (ODOT) Waivers

Waivers for haulers carrying heavy or oversized loads of essential goods will be issued. ODOT will also waive the current permit fee for this.

For more information, visit the www.transportation.ohio.gov

 

Hebrew Free Loan Association (HFLA) Emergency Loan Program
HFLA of Northeast Ohio is offering an emergency interest-free loan of up to $1,500. These loans are designed to help small business owners affected by the coronavirus. More loan information and the Emergency Loan Application can be found on the HFLA website.



Honeycomb Relief Loan Program

These Community-sourced loans for small businesses impacted by the coronavirus, up to $50,000, will offer a 45-day payment free period and a six-month interest-only period. Learn more at the Honeycomb Relief Loan Program website.

 

SharedWork Ohio
SharedWork Ohio is a voluntary layoff aversion program that allows workers to remain employed and employers to retain trained staff during times of reduced business activity. Learn more at the Ohio Job and Family services website.